ADHIYANI, Intan Nur; SUNARTO. The Effect of CAR, FDR, NPF, and BOPO on ROA for BUS and BPRS in 2020–2024. Journal Research of Social Science, Economics, and Management, [S. l.], v. 6, n. 1, p. 742–752, 2026. DOI: 10.59141/jrssem.v6i1.1637. Disponível em: https://jrssem.publikasiindonesia.id.solusipublish.com/index.php/jrssem/article/view/1637. Acesso em: 18 sep. 2026.