Fernandes, Agustinho Luis, et al. “Performance Analysis of The Banco Nacional De Comércio De Timor-Leste (BNCTL) Based on The Balanced Scorecard”. Journal Research of Social Science, Economics, and Management, vol. 6, no. 2, Sept. 2026, pp. 905-13, doi:10.59141/jrssem.v6i2.1714.